FinanceTracker

Your money, on your device.

A personal and business ledger for Mac, iPad and iPhone. Import your bank statements, let FinanceTracker sort every transaction, and see your budget, trends and net worth at a glance. No account, no sign-in, no server holding your data.

Mac, iPad and iPhone · macOS 26 and iPadOS/iOS 26

On-device first.

  • Personal and business ledgersBudgets, categories and net worth for your household; sales, sales tax, inventory and receivables for a small business.
  • Bring your bank dataCSV, OFX, QFX, QIF and PDF statements, with duplicate checks. Optional bank sync through SimpleFIN.
  • Optional iCloud sync, sealed on deviceOff by default. When you turn it on, every record is encrypted on your device before it reaches your own private iCloud. We can't read it, and neither can Apple.
  • Optional AI assistantOn-device Apple Intelligence by default. Cloud providers only after you choose one and agree to a consent screen. Every change it proposes waits for your approval and can be undone.
FinanceTracker on Mac showing a month of income and spending, top categories and three insights

Insights on Mac. Sample data.

Private by design

No analytics, advertising or tracking, and no third-party SDKs that do. Data leaves your device only when you turn on a feature that needs it: iCloud sync, SimpleFIN bank sync, a cloud AI provider, or a feedback report you choose to send.

Read the privacy policy · Get help

Questions?